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product design • ui/ux design • investment • retail banking

Bunny Buddy

A gamified investment education companion for DBS Multiplier account holders. It's designed to close the gap between saving and investing.

Project of DBS Bank Singapore, Multiplier
My role UX Designer (sole designer)
Platform Mobile interactive app prototype
Timeline December 2020 - May 2021

🌟 Personal growth outcome

• My first End-to-end product design project from research and strategy, to high-fidelity prototype

Bunny Buddy mobile app mockups showing gamified investment education interface

Context

Bunny Buddy was developed as part of the WOW Accelerator × Gamification Program by DBS Bank Singapore, in collaboration with the #SGUnitedTraineeship initiative. The project was owned by DBS Multiplier and built using the Octalysis gamification framework integrated with DBS's internal 4D design process.

The team was cross-functional. Consist of DBS employees from various departments; working together to design a mobile experience that would nudge Multiplier customers toward making their first investment.


The problem

“How might we encourage Multiplier customers to move from passive saving toward active, confident investing, through education and sustained engagement?”

Only 11% of DBS Multiplier account holders were actively investing with DBS and sustaining those investments beyond the bonus interest period. The goal was to raise that figure to 20%.


Qualitative research insights

We conducted interviews with 16 DBS Multiplier account holders, uncovering four consistent barriers to investing.

💬 Personal growth outcome

Multiplier was seen as a savings product, not a gateway to financial planning or investing.

💬 Interest literacy

Many users didn't fully understand how Multiplier interest worked or how investments affected it.

💬 Knowledge gap

Account holders lacked investment knowledge and didn't know where to start, though they were open to learning.

💬 Risk perception

Investing was seen as requiring a large upfront sum and carrying significant risk — discouraging first steps.


Who we designed this for

Research showed that the target user is a careful, busy professional who regularly saves money but has never invested before.

Aloysius Tan, 36

  • Married; prioritises family over personal finance habits
  • Cautious spender, saves consistently but avoids risk
  • No time for investment research; relies on defaults like CPF
  • Open to guidance, but needs a low-friction starting point

Rachel Lim, 27

  • Single; early career, just opened her first savings account
  • Interested in investing but overwhelmed by jargon
  • Learns best through short, bite-sized content
  • Motivated by progress tracking and visible milestones

Both personas share the same underlying barrier: low investment confidence, but differ in life stage and motivation style.


Bunny Buddy, a gamified learning companion

Rather than push product information, we designed a character-led experience that made financial education feel approachable and rewarding. A virtual bunny acts as a guide, delivering bite-sized investment content and celebrating user progress.

01 Bite sized information

Investment education delivered in challenge-based modules. Short, informative and easy to digest in a few minutes.

02 Reward cycle

A gamification loop that rewards progress: food items, accessories, coupon rewards, and lucky draw entries earned by completing challenges. These rewards can be used to feed the buddy (pet) or to accessorise the bunny buddy to be more personal.

03 Sense of achievement

A happiness index and levelling system that makes learning progress visible, the bunny grows as users grow.

04 Reward system

Achievement-linked accessories that signal mastery, e.g. completing Unit Trust challenges unlocks a 'Unit Trust Master' medal.


Game system that encourage user engagement

The design used three key gamification elements to motivate users and encourage continued learning.

🏆 Achievement

Users earn badges and unlock milestones as they complete learning topics.

🎲 Unpredictability

Random food items and accessories keep the experience fresh and encourage repeat visits.

🎁 Rewards

Users receive coupons and lucky draw entries for completing learning activities.


Visual identity and interface design

Bunny Buddy was designed to feel friendly and approachable while maintaining trust in a financial context. I contributed the initial logo concept and high-fidelity wireframes.

Initial character sketches and final Bunny Buddy logo designs

Initial character and game logo design

Bunny Buddy game flow diagram with screen thumbnails

Game flow

Bunny Buddy high-fidelity mobile UI screens

Initial testing cycle 01 findings

We conducted a first round of user testing with DBS Multiplier customers. The concept was well-received, with a few areas identified for iteration.

  • Positive reception: Most interviewees described the experience as fun, knowledgeable, and rewarding. The character led format effectively motivated continued engagement.
  • Strong content interest: The majority felt well-prepared by the educational modules though some still needed additional encouragement to commit to a first investment.
  • Creative adjustments needed: Testing revealed opportunities to improve character interactions, informing the focus of Cycle 02.
User testing results summary with feedback cards

Where all it started

Bunny Buddy was the first project where I experienced the end-to-end design process. I conducted user interviews, translated research into a gamification strategy, designed the interface, tested with users, and iterated based on feedback.

Working in the financial domain added another layer of complexity. Because investment decisions directly affect users' financial confidence, every design choice needed careful consideration; from how information was presented to how rewards were introduced and how first-time investors were guided through the experience.

The project taught me how to balance user needs, business objectives, and product constraints simultaneously. A skill that continues to shape my approach to design today.